The UK National Health Service (NHS) is a publicly funded health system that provides coverage for all persons normally resident in the UK. This is not entirely insurance system because (a) no premiums collected, (b) no fee is charged at rates of patients and (c) does not pre-paid expenses from the pool. However, it does not achieve the primary goal of insurance is to spread financial risk arising from ill-health. The cost of running the NHS (est. 104 billion pounds in 2007-8) [28] are met directly from general taxation. NHS provides most health services in England, including primary care, inpatient care, long-term health care, ophthalmology, and dentistry.
Private health care continues to align with the NHS, paid for mostly by private insurance, but are used by less than 8% of the population, and generally as a top-up to NHS services. There are many treatments that do not provide the private sector. . For example, health insurance in pregnancy are generally not covered or covered by the clause limiting [29] [? Unreliable sources] typical exceptions to BUPA scheme (and other insurance) include:
aging, menopause and puberty; AIDS / HIV, allergies or allergic disorders, birth control, pregnancy, sexual problems and sex change; chronic conditions, complications of conditions excluded or limited / treatment, recovery, rehabilitation and general care, cosmetic, reconstruction or weight loss treatment; deafness, dental / oral treatment (such as patches, gum disease, jaw shrinkage, etc); dialysis, medication and dressings for out-patient or take-home use †; experimental drugs and treatment; vision, HRT and bone densitometry, learning difficulties, behavioral and development problems; treatment abroad and repatriation; physical assistance and devices; pre-existing conditions or special; pregnancy and childbirth, screening and preventive treatment; problems and sleep disorders, speech disorders;. temporary relief of symptoms [30] († = except in exceptional circumstances)
There are a number of other companies in the UK which include, among others, AXA, [31] Aviva, Groupama Health, WPA and PruHealth. Similar exemptions apply, depending on the policy purchased.
Recently (2009) main representative body of the British Medical doctors, British Medical Association, adopted a policy statement expressing concern about developments in the health insurance market in the UK. In Annual Meeting of Representatives which had been previously agreed by the Group Policy Consultant (Senior doctor that is) stating that the BMA was "very concerned that the policy of some private health insurance companies that prevent or restrict the patient to exercise the option of (i) consultants who treat them, (ii) hospital where they were treated, (iii) make top up payments to cover the gap between the funds provided by insurance companies and personal care costs that selected them. " He went to "call on the BMA to publish these concerns so that the patient fully of information when making choices about private health insurance." [32] NHS patients offered a choice of hospitals and consultants and are not charged for these services.
The private sector has been used to increase NHS capacity despite the majority of the British public opposed such involvement [33] According to the World Health Organization., Government funding covers 86% of total health expenditure in England in 2004, with private expenditures covering the remaining 14%.
Private health care continues to align with the NHS, paid for mostly by private insurance, but are used by less than 8% of the population, and generally as a top-up to NHS services. There are many treatments that do not provide the private sector. . For example, health insurance in pregnancy are generally not covered or covered by the clause limiting [29] [? Unreliable sources] typical exceptions to BUPA scheme (and other insurance) include:
aging, menopause and puberty; AIDS / HIV, allergies or allergic disorders, birth control, pregnancy, sexual problems and sex change; chronic conditions, complications of conditions excluded or limited / treatment, recovery, rehabilitation and general care, cosmetic, reconstruction or weight loss treatment; deafness, dental / oral treatment (such as patches, gum disease, jaw shrinkage, etc); dialysis, medication and dressings for out-patient or take-home use †; experimental drugs and treatment; vision, HRT and bone densitometry, learning difficulties, behavioral and development problems; treatment abroad and repatriation; physical assistance and devices; pre-existing conditions or special; pregnancy and childbirth, screening and preventive treatment; problems and sleep disorders, speech disorders;. temporary relief of symptoms [30] († = except in exceptional circumstances)
There are a number of other companies in the UK which include, among others, AXA, [31] Aviva, Groupama Health, WPA and PruHealth. Similar exemptions apply, depending on the policy purchased.
Recently (2009) main representative body of the British Medical doctors, British Medical Association, adopted a policy statement expressing concern about developments in the health insurance market in the UK. In Annual Meeting of Representatives which had been previously agreed by the Group Policy Consultant (Senior doctor that is) stating that the BMA was "very concerned that the policy of some private health insurance companies that prevent or restrict the patient to exercise the option of (i) consultants who treat them, (ii) hospital where they were treated, (iii) make top up payments to cover the gap between the funds provided by insurance companies and personal care costs that selected them. " He went to "call on the BMA to publish these concerns so that the patient fully of information when making choices about private health insurance." [32] NHS patients offered a choice of hospitals and consultants and are not charged for these services.
The private sector has been used to increase NHS capacity despite the majority of the British public opposed such involvement [33] According to the World Health Organization., Government funding covers 86% of total health expenditure in England in 2004, with private expenditures covering the remaining 14%.
